1.888.717.5636                                                                                     

1.888.717.5636                                                                                     

USDA HOME LOANS

USDA Home Loan
United States Department of Agriculture

The Single Family Housing Program provides homeownership opportunities to low and moderate-income rural Americans through several loan, grant, and guarantee programs.
The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

What does this mean to you?

The Federal Government will Guarantee Home Loans in what they deem are rural areas. This doesn't mean that the city zoning is rural just the characteristics of the surrounding area.  Unless you live in a major metropolitan area, you probably qualify for a USDA Home Loan.  The program is designed for purchasing  but you can re-finance existing USDA Home Loans.

How do you get started?

Contact us by E-Mail, Phone(734 744-0404) or Quick App and let us know the area or address you are looking into and we'll do the research for you.

What are the basic requirements?

Credit
Generally 12 months of on-time payments or a 620 credit score will qualify you for a zero down purchase.  Exceptions can be made, however, for extenuating circumstances.

Income Limits
Unlike other governent subsidised programs,  the income limits are quite generous.  A family of four in Livingston County, Michgan is $88,400.

Other Benefits

Besides zero down, you may be eligible to get reimbursed for appliances, small home improvements or a new furnace.

Think the USDA Guaranteed Home Loan is right for you?  
Get in touch with us today.

E-Mail, Phone(734 744-0404) or Quick App

 

USDA Home Loan
United States Department of Agriculture

The Single Family Housing Program provides homeownership opportunities to low and moderate-income rural Americans through several loan, grant, and guarantee programs.
The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

What does this mean to you?

The Federal Government will Guarantee Home Loans in what they deem are rural areas. This doesn't mean that the city zoning is rural just the characteristics of the surrounding area.  Unless you live in a major metropolitan area, you probably qualify for a USDA Home Loan.  The program is designed for purchasing  but you can re-finance existing USDA Home Loans.

How do you get started?

Contact us by E-Mail, Phone(734 744-0404) or Quick App and let us know the area or address you are looking into and we'll do the research for you.

What are the basic requirements?

Credit
Generally 12 months of on-time payments or a 620 credit score will qualify you for a zero down purchase.  Exceptions can be made, however, for extenuating circumstances.

Income Limits
Unlike other governent subsidised programs,  the income limits are quite generous.  A family of four in Livingston County, Michgan is $88,400.

Other Benefits

Besides zero down, you may be eligible to get reimbursed for appliances, small home improvements or a new furnace.

Think the USDA Guaranteed Home Loan is right for you?  
Get in touch with us today.

E-Mail, Phone(734 744-0404) or Quick App

 

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